Currently both bounties and WJH Most Wanted board only give an alias of a person, and zero other information.
Some submitted bounties also add info about possible whereabouts, but still no description.
So as long as you do not introduce yourself by alias you give when you take loan, you are absolutely invincible to loan sharks.
I propose adding a short phsyical description to that information, like a mugshot.
Loaning company DOES have a whole DNA sample, since reclamation booth checks bodies, so I do not thing a mugshot would be such a stretch.