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Request payment from [SIC ALIAS]
Let the coins flow!

A rather straightforward idea, I was wondering if it'd be nice to have the option to instead of only be able to 'transfer' from your account to another, if you could 'request' a payment also. It would likely work the same way, but now allow a little easier access for outside-class payments and ease of access.

Something like 'You are being asked to transfer 'blank' to the account of 'SIC Alias', would you like to accept this request? Think 'CC WBS Yes/No for your choice. This will require ten credits worth on your account.' And it times out after maybe, ten minutes or so, and has a timer to request another alias for transfer to prevent mass-requesting.

I don't want there to be zero reasons to have a credchip.
But if you're worried about credchips, you can already just use transfers instead. Credchips are a more in person interaction with your account. I don't think this idea would discredit credchips since transfering already exists.
Nobody uses credchips anyway besides corpies.
Transfers are meant to be inconvenient because they force you to the bank.

Credchips allow access to bank funds without having to go to the bank.

This cuts out the reason for credchips.

EDIT to reply to Bruh:

Which is unfortunate, because there's a lot of potential crime there.

(Edited by BubbleKangaroo at 11:33 am on 6/11/2026)

Would be nice to a Mix reason to use them. Let's more deckers steal from peoples bank accounts.
There is a mix reason to use them. Not having to go up to the bank every time you want to move large amounts of money around.
A practical idea but yeah it would reduce the need for in person rp.
Credchips are so comically insecure that it's almost never, ever worth using them in their current state.