While that is clever and within your rights as a player, it also doesn't make a ton of sense from an IC standpoint, that NLM would allow that.
Thus, we have ICly changed the way SIC encryptions are billed.
The cost of generating a new key has been reduced-- but each person you give an encryption key to will have to pay to add that key to their chip. And the cost is variable. The more keys you have, the higher the cost. This makes using encryptions versus private SIC an actual decision you need to make. It also increases the likelihood that you will have to go into the HOJ to pay your SIC bill! Or to find another way to pay your bill off.
Those of you with encryptions in place, will not be effected by this change until you go to add a new encryption at which point you will be prompted to agree to pay the add a key fee.