Just remember that not everything in the game will reflect real life for several reasons, the most important one to bear in mind is the Sindome is, in fact, a game. So expect some stuff to be a bit different from real life in order to achieve the game's needs.
When we say something is made to annoy you, it usually is. But it is not to fuck with the players but to insert a need, to have the carrot dangling in front of them and making them take action. Once lev fares become irrelevant to your character, the time they wait for it will become a nuisance and they will gravitate towards taxis, once the taxi prices become too much to bear the vehicles will look nicer and nicer.
Another example of similar game mechanics is not having lighters available on the same place you buy smokes.... Why? So the characters have to walk about, look for the lighters and, hopefully, get some RP between the stores. Or maybe they hire someone to get them what they want/need?
And this is not an excuse, it is a reason for many mechanics in the game.