A lot of RP I'm doing depends on how banks work in Withmore. Basically, my char needs both to save and transfer regularly; up to now I merely RPed it by 'deposit', but there's a world of difference between the two.
If WM banks do stay in touch with the outer world (unlike local technology), one'll have to play accordingly, somehow imitating transfer. (No idea how to do it, actually, 'coz there's no PC recipient out of town, just a point in the character's history, so the 'transfer' command is apparently of no use. Writing down IRL how much my char has already 'spent' could help, but then it would be unrealistic, as the money'll still be accessible for the bank (or hackers), etc., etc., and the transferred funds (IMHO) should be 'lost').
Otherwise the character may behave differently. (I mean, if one can only save chy, but not transfer outside WM). She may be forced - or tempted - to draw the funds (angst +100, yep), or try to use the same account for different purposes and get confused, or it could be emptied, or whatever.
(Yes, I'm a stupid noob. The noobiest noob on the Boards, probably. But it's really important as far as the character's motivations and actions are concerned.)
Thanks a lot!